Practical planning guide
Travel insurance for Australia
Cover the costs your itinerary could realistically create.
Australia has excellent medical care, but visitors without reciprocal cover can face substantial bills. A useful policy should match your health needs, trip value and any excess you could comfortably pay.
Check exclusions for rental vehicles, hiking, diving, surfing and remote-area evacuation. Read the product disclosure statement instead of assuming an activity is covered because it appears in advertising.
Buy soon after booking if cancellation cover matters, and keep policy details accessible offline. Domestic travellers should still consider cancellation, luggage and rental-vehicle exposure.